Terms of Use

All visitors to www.myhorizon.com.my shall abide by the Terms of Use stipulated herein. The following Terms of Use may be amended at any point of time without prior notice to users.

Copyrights and Trademarks

All proprietary rights in respect of information and/or material contained in this website are reserved. The content, whether written, captured or printed, from the website, whether in part, components or in full of which content which shall include text, images, logo and/or service mark is the property of ETCM and may not be reproduced and under the protection of the Laws of Malaysia and international copyright laws. Such text and/or images and/or logos and/or service marks shall not be in any manner be modified, copied, distributed, transmitted, and/or re-transmitted, produced and/or reproduced, uploaded, posted, in any form by any manner or form which shall include the following medium, electrical, electronically, mechanically, photocopy(ies), recording (audio and/or video) or otherwise be stored in any format of which terms shall include diskettes, hard disk, audio/video, compact disc and/or digital video disc, audio/video magnetic tapes of any forms or formats and all other sort of nature WITHOUT THE PRIOR PERMISSION CONSENT AND/OR APPROVAL OF ETCM.

Exclusion of liability

ETCM shall not in any manner be held responsible or liable for the user's losses, expenses and/or damages sustained from the usage of the website whether by complete reliance or otherwise from the use of the information obtained from the website, technical and/or hardware and/or software failure of any kind, interruptions error or omission, delay in operation, viruses or otherwise.

Indemnity

The user shall at all material times irrevocably agree to indemnify and keep ETCM indemnified from all liabilities, expenses, claims ( including those arising in the form of court litigation) and losses in connection with or arising from (a) the user's misuse of this website and all the services related herein; (b) the user's breach of the terms and conditions howsoever occasional or caused and wherever applicable and (c) any intellectual property(ies) rights against ETCM in connection with the user usage of this website whether directly or indirectly.

Laws and Jurisdiction

These terms and conditions are governed by and are to be constructed in accordance with the Laws of Malaysia. By assessing this website and/or using the services as provided herein by ETCM, the user hereby consents to the exclusive jurisdiction of the Malaysia courts in Kuala Lumpur, Malaysia in all disputes which may arise or relate to the use of this website. ETCM makes no representation of the material(s), information(s), function(s) and/or service(s) provided on this website are appropriate or available for use in jurisdiction other than Malaysia.